Steps to Select the Most Suitable Credit Cards for Your Spending Habits
Steps to Select the Most Suitable Credit Cards for Your Spending Habits
Blog Article
Tips for Choosing the Most Suitable Credit Cards for Your Needs
Navigating the credit card perks options can be overwhelming with so many selections available, each offering different miles, cashback, and bonuses. We've optimized the process to assist you in beginning in less than 5 minutes, with ongoing monitoring so that you are always kept updated if there are more suitable options for you.
**Analysing Your Spending Habits**
The first step is to analyze your monthly expenses across different categories such as:
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- Online
- Tap-and-go
- Restaurant spending
- International payments
- Other expenditures
This information helps us better understand your spending patterns and determine the optimal collection of credit cards based on your spend.
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**Tailored Credit Card Recommendations**
Next, our artificial intelligence system compares your spending patterns with our collection of credit cards to evaluate the potential rewards you could earn from various credit cards, considering factors like incentive percentages, caps, and exclusions.
We ensure our database is current of credit card offers from all key financial players in Singapore, including reward and discount cards as well as Welcome Incentives.
We also offer options for further optimization such as only focusing on select bank offerings or fee-waived cards initially.
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**Continuous Monitoring and Recommendations**
Since offers and conditions can change over time, our platform continuously updates its recommendations based on your expenses and notifies you of changes to optimize your setup to boost your benefit accrual. This proactive method ensures you always have the ideal set of cards to achieve the highest returns.
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